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Kissht-tech-enabled lender

Kissht is India's premier technology first consumer lender, dedicated to financing new-to-credit and underserved consumers through purchase financing, personal loans, and credit lines. Kissht employs a proprietary algorithmic credit decision model with self-learning capabilities, ensuring efficient and reliable credit assessments. By leveraging cutting-edge technology, Kissht empowers consumers with financial solutions tailored to their unique needs and circumstances.

Sector

Fintech

Consumer Lending

Milestones

  • Partnered in 2017
  • Series B in 2017
  • Series C in 2018
  • Series D in 2019
  • Series E in 2022

Founders

Krishnan Viswanathan
Ranvir Singh

Investment Team

Sateesh Andra

In the News

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Fintech

The Hindu Business Line

October 8, 2025

Kissht Posts 79% CAGR in AUM, Strengthens Position as India’s Fastest-Growing Fintech Lender

Company’s loan book surges past ₹4,000 crore in FY25, backed by technology-first approach, expanding product portfolio, and deep India reach

Fintech

Mint

August 19, 2025

Kissht files DRHP for ₹1,000 crore IPO, early investors to partially exit

Digital lending platform Kissht, operated by OnEMI Technology Solutions, has filed its draft red herring prospectus (DRHP) with the Securities and Exchange Board of India (Sebi) to raise up to ₹1,000 crore through a fresh issue of shares.

Fintech

Economic Times

December 18, 2024

Fintech platform Kissht onboards cricketing legend Sachin Tendulkar

Kissht, a digital lending platform, announced a long-term association with cricketing icon Sachin Tendulkar as a strategic investor and its brand ambassador.

Fintech

Mint

October 23, 2023

Fintech lender Kissht's FY23 revenue jumps 100%, profit at ₹95.5 crore

OnEMi Technologies Pvt Ltd, the parent company of digital lending brands Kissht and RING, reported a revenue of ₹1,037 crore for FY23, a 100% growth from ₹517 crore clocked in the previous year.

Fintech

Moneycontrol

June 8, 2022

Fintech Kissht raises $80 million to enhance product offerings

Fintech startup Kissht has raised $80 million in a funding round led by Vertex Growth and Brunei Investment Agency as the Mumbai-based company looks to enhance its product offerings. Existing investors Vertex Ventures SEA and India and Endiya Partners also participated in the current round

Fintech

Mint

January 26, 2022

Kissht raises ₹100 crore in funding led by Trifecta Capital, Northern Arc

The startup will use the funding to deepen its presence across India and further expand product offerings including credit cards for the owners of small business/shops.

Fintech

Financial Express

October 18, 2021

Digital Consumer Credit: Technology brings banking at the fingertips of customers

Krishnan of Kissht pens his thoughts on how Tech has completely transformed banking & Financial services including lending and made it a lot more inclusive.

Fintech

Financial Express

October 4, 2021

Kissht: Enabling instant digital loans to lower income groups

Kissht has developed a unique Kissht score, to enable customers that do not have a CIBIL score

Fintech

Yourstory

July 9, 2021

How digital lending startup Kissht was able to clock Rs 200 Cr revenue in FY21 despite the pandemic

During the pandemic, digital lending platform Kissht decided to reprioritise its focus towards other credit products such as personal loans, short-term credit lines, and buy now pay later (BNPL) to meet the customer needs.

Fintech

Entrepreneur India

May 1, 2018

Fintech Cos in India Are Turning Their Focus to Tier II and III Cities

Fintech startup Kissht which allows users to buy now, pay later, too is expanding to smaller cities. Krishnan Vishwanathan, Founder & CEO, Kissht said that the lack of access to credit and the radical internet penetration, backed by strong government initiatives has opened a new “Fin-gate” into...

Fintech

VCCircle

February 27, 2018

Fosun-backed Fintech startup Kissht will now lend directly to customers

OnEMi Technology Solutions Pvt. Ltd, which runs lending startup Kissht, has set up an in-house non-banking finance company (NBFC) and is also in the process of launching its own credit cards, the company's founder Krishnan Vishwanathan told TechCircle.

Fintech

Inc42

February 15, 2018

Fintech startup Kissht launches 'Scan And Pay Later' credit wallet facility

Mumbai-based fintech startup Kissht has announced the launch of ‘Scan and Pay Later’ credit wallet which will allow customers to shop on credit using the “Kissht QR Code.”

Fintech

BusinessWorld

December 22, 2017

2018 Will be the year for Consumer Credit

Year 2017 has been a tumultuous year for the fintech industry in a variety of ways. Some of the key trends that changed the course of the Industry in 2017 will have significant implications in 2018 as well.

Fintech

VCCircle

November 8, 2017

China’s Fosun leads $10 million round in fin-tech startup Kissht

OnEMi Technology Solutions Pvt. Ltd, which runs lending startup Kissht, has raised $10 million (Rs 67 crore) led by China’s Fosun International. The round also saw participation from the fin-tech startup’s existing investors, venture capital firm Endiya Partners and early-stage investor Ventureast.

Fintech

The Times of India

July 10, 2017

How alternative lending startups are rewriting traditional lending habits in India

Suguresh Desai, 37, an executive with TVS Group, had been us&..&

Fintech

The Economic Times

June 23, 2017

FinTech startup Kissht raises $2 million from early stage tech-fund

Fintech startup Kissht has raised $2 million from early-stage technology-focused fund Endiya Partners and Ventureast.